With the rapid increase in house values over recent years, many first time buyers are struggling to get their foot onto the property ladder. 

With the "credit crunch" in 2008, Lenders have withdrawn their 100% plus mortgages and now require borrowers to have a minimum 10% deposit available.

Still available though are "First Start" mortgages where parents income can be taken into account when calculating how much you can borrow. (It's probably worth mentioning this to them first though!!) These mortgages can still help you take that all important first step onto the property market.

If you're struggling to buy your first property, and are not looking to pay any Broker Fees for the advice - please get in touch! If you have set your sights too high, we will be honest and tell you the maximum you could borrow. It will not cost you anything to find out!

Simply complete the Mortgage Enquiry Form and submit, or alternatively contact us at your convenience. We look forward to helping you onto the property ladder.

Your home may be repossessed if you do not keep up repayments on your mortgage.