Who are we?

Heswall Mortgage Services is built on the principle of providing honest, friendly and straightforward advice to all our clients, backed up by excellent service standards.  Our whole ethos is about treating customers fairly and openly.

Rather than charging Broker Fees, we prefer to rely on our clients' satisfaction to generate further business for us, from their families, friends and work colleagues. Our business is being built on sure foundations where customers satisfaction is paramount.

We are happy to work on a No Fees basis as we will receive commission from the Lenders for arranging mortgages through them. However, if you would prefer to pay us a fee of 0.75% of the loan amount (i.e £750 for a £100,000 mortgage) we would then pass on to you any commission which the Lender pays, following once your mortgage has started.

Until March 2006 I managed a mortgage company with a sales force of 140 Advisers,  and have over 22 years mortgage experience, backed up by all the necessary qualifications. I have now taken a step of faith by using this experience to create Heswall Mortgage Services and would welcome you as a client.

Please browse this website to learn more about the services on offer, and I look forward to helping you find your next (or possibly first) mortgage, or to arrange the Insurances or loans you need.

Roy Hawkins.

Your home may be repossessed if you do not keep up repayments on your mortgage.